Web Site Term of Use - Disclaimer

Pease read these website terms and conditions of use ("terms and conditions") carefully before using this website located at www.a-pawn shop.com (the "site"). These terms and conditions govern your use of this site. By accessing and using this site, you acknowledge that you have read and agree to be bound by these terms and conditions and any updates hereto. If you do not wish to be bound by these terms and conditions, do not access or use this site.

This world wide web site with its home page in the domain www.a-pawnshop.com, hereinafter referred to as website, is an information provided and hereinafter referred to “GIW” (general informational website), Accord Productions hereinafter referred to “AP” , “AP” (individual, individuals, company, corporation or other entity) working on modifying this website, “you” the end user (individual, individuals, company, corporation or other entity) hereinafter referred to as you, the information provide at no charge to users of the world wide web, with the express condition that these users agree to be bound by the terms and conditions set forth in this web site terms of use agreement. GIW reserves the right to change these terms and conditions at any time, without notifying any user or members, change www.a-panwshop.coms and you agree to abide by the most recent version of this web site terms of use agreement each time you view and use the website. Individual, corporations or any other form of entity are accordingly advised to consult the web site terms of use agreement each time this website view and use.

All rules, web site terms of use and disclaimers apply to any and all content of the site including and not limited to all web pages, message boards, discussion forums, bulletin boards, chat rooms, message centers, journals, interviews, urls, content, work products, text files, photos, dialogues and guest books.

Do not use the website if you do not agree to all of the following terms and conditions.

Only persons who are over the age of majority and who can form legally binding agreements may use this site.

The contents of this site, including text, graphics, logos, images, and button icons, html code, editorial content, notices, software and other materials (collectively, the "content") is protected by united states patent, trademark and other laws. The content belongs to AP or to other parties as indicated. You may not modify, copy, distribute, transmit, display, publish, sell, license, create derivative works from or use any content available on or through the site for commercial or public purposes without the express written permission of AP. You may print or download a copy of the content for your personal use as long as you keep intact all copyright and other proprietary notices. All rights not expressly granted herein are reserved to AP and its licensors.

Www.a-panwshop.com does not guarantee the accuracy, reliability or completeness of the information provided on this website and is not responsible directly or indirectly for any actions resulting from the use of this information by any individuals, companies or any types of entities.

www.a-panwshop.com and AP makes no warranties of any kind regarding this general informational website, including but not limited to any warranty of accuracy, completeness, currency, reliability, merchantability or fitness for a particular purpose, or any warranty that these pages, or the computer server which makes them available, are free of viruses or other harmful elements, and such warranties are expressly disclaimed.

This website (excluding linked sites) which is headquartered in the state of California in the United States of America. It may be accessed from all USA states, as well as from other countries around the world. Because each of these places has laws that may differ from those of California, by accessing this website you agree that the statutes and laws of the state of California, without regard to conflicts of law principles thereof, will apply to all matters arising from or relating to the use of this website.
The content, be it text files, photos, information, messages, posts, chat dialogue, etc is the sole responsibility of the visitor, patron or guest and that person's responsibility only. You are held accountable and liable for anything that you, the visitor, patron or guest transmits, posts, conveys, divulges, discloses. Www.a-panwshop.com or AP holds the right to ban, expose, trace, report, press charges and give details of the offender in question, to the offender's local governing authority, regarding violation of these terms & conditions of use.

You agree that any and all information, work product, dialogue, photos, interviews, quotes, messages, stories, clippings, videos, etc. Provided in this websites, its sponsors, researchers, contributors, volunteers, visitors, patrons, guests and/or others is protected by national and international copyrights, trademarks, service marks, patents, or other proprietary rights and laws. Unless otherwise indicated, you may display, reformat and print no more than one (1) copies of any content obtained through our site for your individual, noncommercial use only

You further agree not to otherwise copy, change or alter, upload, transmit, sell or distribute any information, work product, dialogue, photos, interviews, quotes, messages, stories, clippings, videos, etc., either digitally or through print, available through this site, including any code and/or software.

By continuing to use any GIW website, you agree:

• To follow all local, state, government, national and international laws and regulations pertaining to you.
• To be held accountable and liable for anything that you, the visitor, patron or guest transmits, posts, conveys, divulges, discloses,
• To refrain from exhibiting any racist remarks, offensive language, blasphemy, remarks regarding sexual preference and gender-related harassment .
• To refrain from exhibiting any stalking and stalking-like behavior.
• To refrain from any blatant breaching of the personal privacy of others.
• Governing authority, regarding violation of these terms & conditions of use.

That www.a-panwshop.com or AP holds the right to ban, expose, trace, report, press charges and give details of the offender in question, to the offender's local information we collect about you

We collect "nonpublic personal information" about you from several sources:

Information you provide to us, such as through on line forms, registration forms, surveys and other entries, which may include information such as your name, address, driver license number or other government issued documents.

Information we receive from third parties, such as other lenders, regarding creditworthiness and credit history; and

Information from consumer reporting agencies, such as information contained in your consumer report.

Identification number, social security number, e-mail address, account information, assets and income;

Information about your transactions with us, our affiliates or others, such as payment history and loan balances;

Opting out of sharing with non-affiliated third parties

If you would like to limit our disclosure of nonpublic personal information about you to non-affiliated third parties as described in this notice (other than disclosures to non-affiliated third parties permitted by law)
By continuing to use any GIW website, you further agree not to:

attempt to gain unauthorized access to GIW website, or computer systems, remote hardware, servers, networks, complexes, structures, administration areas, or private files.

• Transmit junk mail, "spam", chain letters, mailing lists, "tip of the day" "joke of the day" or other unsolicited bulk email or duplicative messages on any message board, personal email or otherwise, for any reason at any time.
• Engage in any systematic extraction of data or data fields, including without limitation, e-mail addresses, user systems, operating systems, resolutions, cookies, internet service providers, locations, time zones, etc.
• Collect information about others without their consent for any use.
• Transmit through any GIW any abusive, destructive, harmful, harassing, obscene, offensive, slanderous, threatening, unlawful, or otherwise objectionable content.
• Drive any visitor, patron, guest or sponsor away from any GIW website or function, for any reason, at any time.
• Dissuade any person from visiting or attending any GIW website or function, for any reason at any time.
• Provide false information about your identity, impersonate any person or gender to gain access to, deceive others or for any other reason without limitation.
• Promote or participate in any harassment, slander or disruption of any message board, chat room or public discussion forum, , for any reason at any time.
• Copy any video clips or sounds clips on our website for any use other than personal.

Linked sites
AP may include links to third party websites and resources from time to time. The inclusion of any such link is provided solely as a convenience to you, and AP makes no representations or warranties regarding any such linked site or any content or services provided at such linked site.

Use of "cookie" file features
AP reserves the right to store information on your computer in the form of a "cookie" or similar file for purposes of modifying the site to reflect your preferences. The AP privacy policy provides additional information regarding AP use of cookies.

User submissions
any personal information you submit to AP via this site is governed by the AP privacy policy. AP does not accept ideas, concepts, inventions or techniques for new services through the site ("submission"). If such submissions are submitted by you through this site or via email, you agree that such submission is non-confidential for all purposes. You automatically grant, or warrant that the owner of any content or intellectual property contained in the submission, including but not limited to personal information belonging to another individual, has expressly granted to ap a royalty-free, perpetual, irrevocable, worldwide, nonexclusive license to use, communicate, reproduce, modify, display, distribute, publish, translate and exploit such submission in any media or medium, or any form, format, or forum now known or hereafter developed.

Warranty disclaimer
this site, including without limitation, any information, content and services made available on this site, are provided as is. AP makes no representations or warranties of any kind or nature whatsoever regarding (i) the content or services of the site or links to other outside web sites; or (ii) the accuracy, completeness, security, availability or timeliness of the content, information or services provided on or through the use of the site. AP, to the fullest extent permitted by law, disclaims all warranties, either express or implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement and fitness for a particular purpose. AP does not represent or warrant that your access will be uninterrupted or error-free, that defects will be corrected, or that the site or the material accessible from the site are free of viruses or other harmful components.

Limitation of liability
AP is not liable for any direct, indirect, incidental, special, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, delay, defect in operation or transmission, computer virus or line or system failure, even if AP has been advised of the possibility of such damages.

Indemnity
you agree to indemnify, defend and hold harmless AP and its officers, directors, employees, and agents from all claims and against all losses, expenses, damages and costs, including reasonable attorney fees, arising out of or related to your access or use of the site or the services offered through the site, your inability to access or use this site or the services offered through the site, or use by a person accessing the site using your name and password.

Governing language
to the fullest extent permitted by law, the controlling language for these terms and conditions is English. Any translation of these terms and conditions has been provided for your convenience only.

If at any time, www.a-panwshop.com or AP deems that any of its visitors, patrons, guests or sponsors have violated these terms of use in any way, at their sole discretion, www.a-panwshop.com or AP may target, ban, report, and take action on any person at any time without prior notice to you. Www.a-panwshop.com or AP retains and holds the right to do so at any time and holds no obligation to its visitors, patrons or guests and will at its own discretion make this decision and carry it out in the fashion it deems as necessary and expedient.

If at any time a visitor, patron or guest is banned or otherwise no longer permitted access to its information, message boards, bulletin boards, chat rooms, public noteboards, etc. And the said banned visitor, patron or guest attempts to gain access - a-pawnshop.com or AP holds the right to take action upon said offender.

GIW and AP reserves the right, at its sole discretion, to immediately, without notice to suspend or terminate your ability to use of any and all www.a-panwshop.com or AP website with or without any breach by you of said terms & conditions of use.

By continuing to use any GIW website, message boards, discussion rooms, noteboards, bulletin boards, information archives, chat rooms, etc. You, the visitor, agree to indemnify, defend and hold harmless a-pawnshop.com or AP and its owners, subsites, subsidiaries, affiliates, members, business partners, employees, researchers, moderators and volunteers from any loss, liability, claim, demand, damage, or expenses including any attorney's feels, court fees, taxes, etc avowed by any third party relating in any way to your use of any www.a-panwshop.com or AP web site, merchandise, referral services, product recommendations or otherwise.

Additional www.a-panwshop.com/GIW and AP disclaimer of warranties:

GIW or AP is not obligated to warranty that its site or services will be uninterrupted, timely, secure, or error free, or that software defects will be corrected or that this site or our server is free of viruses or other harmful components.

Unless provided otherwise in a separate written agreement, the content and/or materials available through any and all www.a-panwshop.com/ GIW or AP are provided on an "as is", "as available" and "information-only" basis and contains or holds no warranties and/or conditions, of any kind. Www.a-panwshop.com/ GIW or AP and its owners, subsites, subsidiaries, affiliates, members, business partners, employees, researchers, moderators and volunteers make no warranty or representation as to the accuracy, currency, completeness, reliability or usefulness of any content distributed through its site. You agree to use this GIW at your own risk and www.a-panwshop.com makes no implications that the information remains current or remains available at any time.

• We make no warranty regarding any goods, services, promotions, or the delivery of any goods or services, purchased, accessed or obtained through this site or advertised through this site, unless specifically expressed though a written agreement with both parties.

You also agree and hereby submit to the exclusive any dispute, claim or controversy arising out of or relating to any interpretation, construction, performance or breach of the web site term of use agreement, shall be settled by arbitration to be held in Los Angeles, California in accordance with the rules then in effect of the American arbitration association. This agreement is made with references to and shall be interpreted in accordance with the laws of state of California.

Each party agrees of dispute shall pay one-half of the costs and expenses of such arbitration, and each party shall separately pay their counsel fees and expenses. The decision of the arbitrator shall be final, conclusive and binding on the parties to the arbitration.

How we use information we collect
the information we collect about you is primarily used to provide services to you and contact you regarding administrative notices, web site updates, upcoming events or our products and services. We also may use your information to resolve disputes, troubleshoot problems, enforce our agreements with you, including but not limited to our website terms and conditions, loan application terms and loan agreement, as well as pawn or for direct marketing purposes.

Parties to whom we disclose information about current customers

We may disclose all of the information we collect, as described above, to companies that perform services on our behalf, including those who assist us in processing transactions, preparing and mailing statements (if applicable), and responding to customer inquiries. In addition, we may disclose that information to service providers that perform marketing services for us and to financial institutions outside our corporate family with whom we have joint marketing agreements.

Affiliates. We may disclose all of the information we collect, as described above, to our affiliates for purposes of providing you with information about additional products and services. Our affiliates include financial services providers such as payday lenders and title loan companies.

Non-affiliated third parties. We may disclose all of the information we collect, as described above, to third parties outside our corporate family. These non-affiliated third parties may include financial services providers (such as banks and other lenders), nonfinancial companies (such as publishers, retailers and direct marketers), and others (such as consumer reporting agencies). We may also disclose information about you to non-affiliated third parties as permitted by law, such as to comply with a subpoena, respond to inquiries from government authorities or defend legal actions.

Parties to whom we disclose information about former customers
we reserve the right to share, rent, sell, or otherwise disclose all of the information we collect, as described above, regarding former customers with affiliates and third parties for direct marketing purposes.

www.a-panwshop.com/GIW or AP and other related party to this website make no representation that materials on the website are appropriate or available for use in other locations and accessing them from territories where their contents are illegal is hereby prohibited. Individuals or organizations choosing to access this website from other locations do so of their own initiative and are responsible for compliance with local laws.

You agree that you will hold harmless AP and www.a-panwshop.com and its shareholders, officers, directors, and employees from all claims arising out of or related to your access or use of, or your inability to access or use, this website or the information contained in this website or other websites to which it is linked, including but not limited to claims that you have found something you have heard, viewed or downloaded from this website or any other website to which it is linked to be obscene, offensive, defamatory, or infringing upon your intellectual property rights. In no event www.a-panwshop.com or any of the information contributors to the website be liable to you or anyone else for any decision made or action taken by you in reliance on such information or for any consequential, special or similar damages.

If any provision of this web site term of use - disclaimer is found invalid, unlawful or unenforceable, such provision shall be interpreted to reflect the parties' intentions as nearly as possible, and shall not affect the validity or enforceability of the remaining provisions. You agree that regardless of any statute or law to the contrary, any claim relating to our site or services, or this web site term of use – disclaimer, must be commenced within six months after such claim arose or it is forever barred.

Reproduction, redistribution or modification of the information provided here, for any purpose whatsoever, is prohibited without the express written permission of the www.a-panwshop.com.

General
to the extent any portion of these terms and conditions is determined to be unenforceable by a court of competent jurisdiction, such portion will be modified solely to the extent necessary to cause such portion to be enforceable, and these terms and conditions, as modified, will remain in full force and effect. This is the entire agreement between you and AP relating to the subject matter herein.

PLEASE PRINT OR DOWNLOAD A COPY OF THESE TERMS AND CONDITIONS FOR YOUR RECORDS.